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Buyers Info

Rules and procedures:

Land Registration (Certidao de Teor)
This document can be obtained from the Land Registry (Conservatoria), and it proves that the owner owns the property as well as whether or not the property has any loans or mortgages outstanding on it. There is a description of the registered details of the property, such as area of construction and land, type, location, boundaries which should match the actual property.

Financial Registration (Caderneta Predial)
This document is obtained from the Tax Department (Financas) and is the financial registration of the property. The document also provides information about the rate able value.

Caderneta Rustica
this is a similar document to the financial registration, as it provides the same information, however it is only required for rustic properties.

Habitation License (Licença da Habitação/Utilização)
The document ensures that the property is in accordance with the plans submitted to the council, whereas properties for other uses (eg storage) are required to have a utilization license, rather than a habitation licence. Properties constructed before 1951 are exempt from this requirement.

BI (Ficha Tecnica)
All house which were completed after the 30th March 2004 must have a ficha tecnica, which gives technical details of the construction type, materials etc. This document is provided by the constructor of a property.

Your lawyer is required to check that all the above documentation is in order before a sale is finalised, before drafting a promissory contract which is then signed in front of a notary by both the buyer and seller.

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